Cost • Updated 2026-07-15
Five-Year EV Ownership Cost
The main line items that determine five-year ownership cost of a passenger EV in India, and how to model your own scenario.
The main line items
Total ownership cost over five years is dominated by: (a) purchase-price depreciation, (b) energy cost, (c) insurance, (d) scheduled service and (e) finance interest if the vehicle is on loan. Charging-infrastructure setup (a wall-box) is a one-time cost typically amortised over the ownership period.
How to model your own scenario
Use the linked calculators to input your own annual kilometres, tariff, expected residual and interest rate. Avoid using national-average figures without adjustment; the answer is genuinely sensitive to individual inputs.